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Dave has approximately 25 years of experience, including the structuring, modelling and operational management of Asset Backed securitization platforms. Prior to joining Encina in 2022, David was at GE Capital for 15 years in a variety of senior capital markets roles within the Treasury & ABS structuring groups. Most recently he was responsible for the wing-to-wing management of GE Working Capital Solution trade receivables-based securitization platforms. Across his career, he has developed broad exposure to multiple asset classes including equipment leases & loans, inventory finance, credit card receivables, mortgages and commercial loans, among others. He also spent 2 years with Citigroup –The Student Loan Corporation in their Securitization group. Prior to his stint at Citigroup, David started his career as a Financial Management Program Trainee and then spent 7 years in a variety of roles within GE’s Securitization group including Securitization Manager. David graduated from Fairfield University and is based in Norwalk, CT