GROWS LOAN VOLUME 36% YEAR TO DATE THROUGH SEPTEMBER 2025 VERSUS SAME PERIOD 2024 & EXPANDS TEAM

Norwalk, CT – November 2025: During the first nine months of 2025, Encina Private Credit (“Encina”) provided over $485 million of first out enterprise value loans to a wide range of middle-market companies, representing a 36% increase over the same period in 2024. Encina continued to partner with direct lenders and private equity sponsors to provide acquisition financing, support portfolio companies with growth capital and finance add-on acquisitions.

The new volume growth was more than enough to enable Encina to celebrate an exciting milestone, surpassing $1 billion in assets under management (“AUM”) midway through 2025.

Encina Private Credit continued to expand the team of investment professionals across originations and underwriting with the addition of Matt Giamalis, SVP Originations, CJ Stafford, Credit Analyst, and Lori Cassol, Office Manager. Encina also promoted Mark Patchell to Chief Commercial Officer/Head of Originations and Alex Buckanavage to Senior Associate.

“We are very excited about the record growth of Encina Private Credit in 2025 as we continue to partner with direct lenders to help them deliver the most competitive solutions in the middle and upper middle market,” said Mike Hensinger, President and CEO of Encina Private Credit.  “I am so proud of our talented and growing team and I am thankful to our direct lending partners and private equity sponsors who have supported us to surpass a significant milestone of $1 billion assets under management.”

Encina helps direct lenders offer competitive solutions with enhanced yields by providing:

  • Competitively priced first out tranches up to $150 million
  • One stop solution including first out revolvers (& LC’s), term loans, DDTL’s
  • Speed and certainty, and flexibility via an efficient and reliable trusted approach

Notable transactions in 2025 include:

January 2025

$85,000,000 First Out

Insurance Provider

SPONSOR OWNED

___________

Encina Private Credit as Administrative Agent Provided a First Out Revolver and Term Loan

April 2025

$130,000,000 First Out

HVAC Engineering & Design

SPONSOR OWNED

___________

Encina Private Credit as Administrative Agent Provided a First Out Revolver and Term Loan

May 2025

$150,000,000 First Out

Specialty Healthcare

SPONSOR OWNED

___________

Encina Private Credit Acted as Revolver Agent and Provided a First Out Revolver and Term Loan

August 2025

$85,000,000 First Out

Photo and Information Capture Solutions Provider

SPONSOR OWNED

___________

Encina Private Credit as Administrative Agent Provided a First Out Revolver and Term Loan

October 2025

$100,000,000 First Out

Marketing and Technology Services Company

Management Owned

___________

Encina Private Credit as Administrative Agent Provided a First Out Revolver and Term Loan

About Encina Private Credit

Encina Private Credit (“EPC”) is a specialty finance company that partners with direct lenders to provide first out enterprise value loans to private equity-sponsored and non-sponsored borrowers. EPC provides credit solutions in the form of first out priority revolvers, term loans, and DDTLs and typically invests between $15 million up to $150 million per transaction. For additional information, please visit EPC’s website at https://privatecredit.encinacapital.com/